Call report 2015Q4
1ST CONSTITUTION BANK — 2015Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 967,992,000 | USD | evidence → |
| Total loans | 688,117,000 | USD | evidence → |
| Allowance for loan losses | 7,560,000 | USD | evidence → |
| Securities available for sale | 91,422,000 | USD | evidence → |
| Securities held to maturity | 123,261,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 786,835,000 | USD | evidence → |
| Interest-bearing deposits | 626,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,918,000 | USD | evidence → |
| Equity capital | 111,597,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,944,000 | USD | evidence → |
| Interest expense | 4,280,000 | USD | evidence → |
| Net interest income | 36,664,000 | USD | evidence → |
| Noninterest income | 5,309,000 | USD | evidence → |
| Noninterest expense | 27,792,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 13,081,000 | USD | evidence → |
| Income tax | 4,184,000 | USD | evidence → |
| Net income | 8,897,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,631,000 | USD | evidence → |
| Total capital | 107,191,000 | USD | evidence → |
| Risk-weighted assets | 837,394,000 | USD | evidence → |