Call report 2015Q2
1ST CONSTITUTION BANK — 2015Q2
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,046,930,000 | USD | evidence → |
| Total loans | 767,736,000 | USD | evidence → |
| Allowance for loan losses | 7,351,000 | USD | evidence → |
| Securities available for sale | 74,050,000 | USD | evidence → |
| Securities held to maturity | 126,651,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 798,159,000 | USD | evidence → |
| Interest-bearing deposits | 637,130,000 | USD | evidence → |
| Noninterest-bearing deposits | 161,029,000 | USD | evidence → |
| Equity capital | 107,235,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,250,000 | USD | evidence → |
| Interest expense | 2,123,000 | USD | evidence → |
| Net interest income | 18,127,000 | USD | evidence → |
| Noninterest income | 3,119,000 | USD | evidence → |
| Noninterest expense | 13,830,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 6,916,000 | USD | evidence → |
| Income tax | 2,226,000 | USD | evidence → |
| Net income | 4,690,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,191,000 | USD | evidence → |
| Total capital | 102,542,000 | USD | evidence → |
| Risk-weighted assets | 911,095,000 | USD | evidence → |