Call report 2014Q4
1ST CONSTITUTION BANK — 2014Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 956,780,000 | USD | evidence → |
| Total loans | 662,668,000 | USD | evidence → |
| Allowance for loan losses | 6,925,000 | USD | evidence → |
| Securities available for sale | 78,466,000 | USD | evidence → |
| Securities held to maturity | 143,638,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 817,827,000 | USD | evidence → |
| Interest-bearing deposits | 655,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 162,281,000 | USD | evidence → |
| Equity capital | 102,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,361,000 | USD | evidence → |
| Interest expense | 4,314,000 | USD | evidence → |
| Net interest income | 33,047,000 | USD | evidence → |
| Noninterest income | 5,652,000 | USD | evidence → |
| Noninterest expense | 27,174,000 | USD | evidence → |
| Provision for loan losses | 5,750,000 | USD | evidence → |
| Pretax income | 5,773,000 | USD | evidence → |
| Income tax | 1,190,000 | USD | evidence → |
| Net income | 4,583,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,122,000 | USD | evidence → |
| Total capital | 96,047,000 | USD | evidence → |
| Risk-weighted assets | 800,563,000 | USD | evidence → |