Call report 2012Q4
1ST CONSTITUTION BANK — 2012Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 840,968,000 | USD | evidence → |
| Total loans | 557,774,000 | USD | evidence → |
| Allowance for loan losses | 7,151,000 | USD | evidence → |
| Securities available for sale | 107,363,000 | USD | evidence → |
| Securities held to maturity | 116,028,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 707,961,000 | USD | evidence → |
| Interest-bearing deposits | 555,626,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,335,000 | USD | evidence → |
| Equity capital | 80,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,836,000 | USD | evidence → |
| Interest expense | 4,767,000 | USD | evidence → |
| Net interest income | 28,069,000 | USD | evidence → |
| Noninterest income | 6,262,000 | USD | evidence → |
| Noninterest expense | 24,741,000 | USD | evidence → |
| Provision for loan losses | 2,150,000 | USD | evidence → |
| Pretax income | 7,753,000 | USD | evidence → |
| Income tax | 2,440,000 | USD | evidence → |
| Net income | 5,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,443,000 | USD | evidence → |
| Total capital | 78,594,000 | USD | evidence → |
| Risk-weighted assets | 627,232,000 | USD | evidence → |