Call report 2008Q4
1ST CONSTITUTION BANK — 2008Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,140,000 | USD | evidence → |
| Total loans | 383,050,000 | USD | evidence → |
| Allowance for loan losses | 3,685,000 | USD | evidence → |
| Securities available for sale | 90,833,000 | USD | evidence → |
| Securities held to maturity | 36,551,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,698,000 | USD | evidence → |
| Interest-bearing deposits | 342,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,772,000 | USD | evidence → |
| Equity capital | 71,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,110,000 | USD | evidence → |
| Interest expense | 11,661,000 | USD | evidence → |
| Net interest income | 17,449,000 | USD | evidence → |
| Noninterest income | 3,843,000 | USD | evidence → |
| Noninterest expense | 15,593,000 | USD | evidence → |
| Provision for loan losses | 640,000 | USD | evidence → |
| Pretax income | 5,059,000 | USD | evidence → |
| Income tax | 1,591,000 | USD | evidence → |
| Net income | 3,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,070,000 | USD | evidence → |
| Total capital | 74,755,000 | USD | evidence → |
| Risk-weighted assets | 426,201,000 | USD | evidence → |