Call report 2005Q4
1ST CONSTITUTION BANK — 2005Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 372,424,000 | USD | evidence → |
| Total loans | 256,772,000 | USD | evidence → |
| Allowance for loan losses | 2,361,000 | USD | evidence → |
| Securities available for sale | 67,707,000 | USD | evidence → |
| Securities held to maturity | 21,758,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,810,000 | USD | evidence → |
| Interest-bearing deposits | 243,122,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,688,000 | USD | evidence → |
| Equity capital | 34,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,328,000 | USD | evidence → |
| Interest expense | 5,677,000 | USD | evidence → |
| Net interest income | 15,651,000 | USD | evidence → |
| Noninterest income | 3,305,000 | USD | evidence → |
| Noninterest expense | 11,242,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 7,037,000 | USD | evidence → |
| Income tax | 2,232,000 | USD | evidence → |
| Net income | 4,805,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,132,000 | USD | evidence → |
| Total capital | 37,493,000 | USD | evidence → |
| Risk-weighted assets | 285,213,000 | USD | evidence → |