Call reports 2008
CENTRAL BANK — 2008
What CENTRAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,614,000 | 20,331,000 | 20,339,000 | 20,781,000 |
| Total loans | 11,129,000 | 12,412,000 | 13,394,000 | 13,690,000 |
| Allowance for loan losses | 363,000 | 363,000 | 349,000 | 313,000 |
| Securities available for sale | 4,693,000 | 4,986,000 | 4,876,000 | 5,181,000 |
| Securities held to maturity | 575,000 | 545,000 | 450,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,107,000 | 16,879,000 | 16,803,000 | 17,274,000 |
| Interest-bearing deposits | 14,565,000 | 14,294,000 | 14,302,000 | 3,613,000 |
| Noninterest-bearing deposits | 2,542,000 | 2,585,000 | 2,501,000 | 13,661,000 |
| Equity capital | 3,421,000 | 3,358,000 | 3,437,000 | 3,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 610,000 | 908,000 | 1,199,000 |
| Interest expense | 107,000 | 199,000 | 277,000 | 348,000 |
| Net interest income | 215,000 | 411,000 | 631,000 | 851,000 |
| Noninterest income | 28,000 | 59,000 | 98,000 | 133,000 |
| Noninterest expense | 169,000 | 347,000 | 516,000 | 733,000 |
| Provision for loan losses | 0 | 34,000 | 34,000 | 34,000 |
| Pretax income | 74,000 | 89,000 | 179,000 | 217,000 |
| Income tax | 2,000 | 3,000 | 6,000 | 8,000 |
| Net income | 72,000 | 86,000 | 173,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,385,000 | 3,366,000 | 3,438,000 | 3,334,000 |
| Total capital | 3,542,000 | 3,523,000 | 3,577,000 | 3,545,000 |
| Risk-weighted assets | 16,257,000 | 16,296,000 | 16,553,000 | 16,753,000 |