Call reports 2007
CENTRAL BANK — 2007
What CENTRAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,758,000 | 21,147,000 | 21,146,000 | 21,646,000 |
| Total loans | 11,980,000 | 12,879,000 | 13,940,000 | 13,706,000 |
| Allowance for loan losses | 338,000 | 328,000 | 330,000 | 365,000 |
| Securities available for sale | 5,170,000 | 5,670,000 | 4,841,000 | 5,350,000 |
| Securities held to maturity | 1,940,000 | 1,409,000 | 1,407,000 | 576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,344,000 | 17,529,000 | 17,251,000 | 17,380,000 |
| Interest-bearing deposits | 16,824,000 | 15,190,000 | 14,923,000 | 14,673,000 |
| Noninterest-bearing deposits | 2,520,000 | 2,339,000 | 2,328,000 | 2,707,000 |
| Equity capital | 3,317,000 | 3,325,000 | 3,343,000 | 3,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 745,000 | 1,111,000 | 1,479,000 |
| Interest expense | 142,000 | 279,000 | 417,000 | 551,000 |
| Net interest income | 227,000 | 466,000 | 694,000 | 928,000 |
| Noninterest income | 26,000 | 50,000 | 73,000 | 99,000 |
| Noninterest expense | 162,000 | 334,000 | 543,000 | 774,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 91,000 | 182,000 | 224,000 | 228,000 |
| Income tax | 3,000 | 4,000 | 6,000 | 9,000 |
| Net income | 88,000 | 178,000 | 218,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,337,000 | 3,348,000 | 3,348,000 | 3,314,000 |
| Total capital | 3,475,000 | 3,476,000 | 3,479,000 | 3,478,000 |
| Risk-weighted assets | 17,370,000 | 15,849,000 | 16,906,000 | 16,117,000 |