Call reports 2003
CENTRAL BANK — 2003
What CENTRAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,747,000 | 22,104,000 | 22,065,000 | 21,173,000 |
| Total loans | 9,433,000 | 9,780,000 | 11,455,000 | 11,294,000 |
| Allowance for loan losses | 279,000 | 283,000 | 297,000 | 322,000 |
| Securities available for sale | 0 | 1,016,000 | 994,000 | 992,000 |
| Securities held to maturity | 10,322,000 | 9,790,000 | 8,375,000 | 7,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,770,000 | 19,106,000 | 18,987,000 | 18,177,000 |
| Interest-bearing deposits | 16,952,000 | 17,315,000 | 17,139,000 | 15,773,000 |
| Noninterest-bearing deposits | 1,818,000 | 1,791,000 | 1,848,000 | 2,404,000 |
| Equity capital | 2,898,000 | 2,913,000 | 2,995,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 583,000 | 878,000 | 1,173,000 |
| Interest expense | 90,000 | 168,000 | 235,000 | 296,000 |
| Net interest income | 203,000 | 415,000 | 643,000 | 877,000 |
| Noninterest income | 35,000 | 59,000 | 84,000 | 108,000 |
| Noninterest expense | 157,000 | 317,000 | 467,000 | 671,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 81,000 | 157,000 | 260,000 | 274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 157,000 | 260,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,898,000 | 2,913,000 | 3,007,000 | 2,931,000 |
| Total capital | 3,177,000 | 3,196,000 | 3,190,000 | 3,110,000 |
| Risk-weighted assets | 22,214,000 | 22,387,000 | 14,526,000 | 14,150,000 |