Call reports 2002
CENTRAL BANK — 2002
What CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,102,000 | 22,399,000 | 22,464,000 | 22,165,000 |
| Total loans | 9,049,000 | 8,673,000 | 9,758,000 | 9,613,000 |
| Allowance for loan losses | 285,000 | 253,000 | 232,000 | 278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,333,000 | 9,930,000 | 9,916,000 | 9,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,184,000 | 19,464,000 | 19,466,000 | 19,256,000 |
| Interest-bearing deposits | 16,208,000 | 17,739,000 | 17,734,000 | 17,261,000 |
| Noninterest-bearing deposits | 1,976,000 | 1,725,000 | 1,732,000 | 1,995,000 |
| Equity capital | 2,827,000 | 2,827,000 | 2,896,000 | 2,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 618,000 | 915,000 | 1,216,000 |
| Interest expense | 109,000 | 218,000 | 329,000 | 428,000 |
| Net interest income | 205,000 | 400,000 | 586,000 | 788,000 |
| Noninterest income | 27,000 | 52,000 | 77,000 | 103,000 |
| Noninterest expense | 132,000 | 272,000 | 414,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 100,000 | 180,000 | 249,000 | 230,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 98,000 | 178,000 | 247,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,827,000 | 2,827,000 | 2,896,000 | 2,817,000 |
| Total capital | 3,096,000 | 3,080,000 | 3,128,000 | 3,095,000 |
| Risk-weighted assets | 21,469,000 | 22,750,000 | 22,794,000 | 22,631,000 |
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