Call reports 2025
GREEN DOT BANK — 2025
What GREEN DOT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,900,518,000 | 4,831,161,000 | 4,996,228,000 | 5,204,851,000 |
| Total loans | 61,203,000 | 44,355,000 | 50,715,000 | 118,512,000 |
| Allowance for loan losses | 6,806,000 | 7,699,000 | 8,188,000 | 7,628,000 |
| Securities available for sale | 2,104,284,000 | 1,537,658,000 | 2,326,288,000 | 2,467,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,691,150,000 | 4,563,946,000 | 4,666,132,000 | 4,873,476,000 |
| Interest-bearing deposits | 151,561,000 | 133,922,000 | 136,751,000 | 140,500,000 |
| Noninterest-bearing deposits | 4,539,589,000 | 4,430,024,000 | 4,529,381,000 | 4,732,976,000 |
| Equity capital | 169,926,000 | 200,077,000 | 237,918,000 | 278,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 62,604,000 | 127,614,000 | 194,450,000 | 262,472,000 |
| Interest expense | 2,162,000 | 3,677,000 | 5,076,000 | 6,356,000 |
| Net interest income | 60,442,000 | 123,937,000 | 189,374,000 | 256,116,000 |
| Noninterest income | 310,438,000 | 626,806,000 | 958,213,000 | 1,313,463,000 |
| Noninterest expense | 341,222,000 | 689,879,000 | 1,054,198,000 | 1,440,876,000 |
| Provision for loan losses | 4,812,000 | 11,875,000 | 18,932,000 | 26,355,000 |
| Pretax income | 395,000 | 24,023,000 | 49,623,000 | 77,778,000 |
| Income tax | -236,000 | 5,441,000 | 11,202,000 | 16,913,000 |
| Net income | 631,000 | 18,582,000 | 38,421,000 | 60,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 388,585,000 | 406,732,000 | 426,688,000 | 449,328,000 |
| Total capital | 395,390,000 | 414,431,000 | 434,876,000 | 456,957,000 |
| Risk-weighted assets | 1,329,236,000 | 1,161,901,000 | 1,263,955,000 | 1,510,530,000 |