Call reports 2024
GREEN DOT BANK — 2024
What GREEN DOT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,414,383,000 | 4,644,087,000 | 4,445,367,000 | 4,598,459,000 |
| Total loans | 48,998,000 | 40,207,000 | 46,796,000 | 84,344,000 |
| Allowance for loan losses | 7,283,000 | 7,202,000 | 7,825,000 | 7,510,000 |
| Securities available for sale | 2,178,972,000 | 2,129,843,000 | 2,164,060,000 | 2,032,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,973,120,000 | 4,434,788,000 | 4,242,202,000 | 4,442,410,000 |
| Interest-bearing deposits | 101,450,000 | 102,808,000 | 103,017,000 | 104,916,000 |
| Noninterest-bearing deposits | 3,871,670,000 | 4,331,980,000 | 4,139,185,000 | 4,337,494,000 |
| Equity capital | 85,703,000 | 107,107,000 | 153,498,000 | 96,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 53,213,000 | 110,077,000 | 171,251,000 | 233,677,000 |
| Interest expense | 1,287,000 | 2,434,000 | 3,622,000 | 4,739,000 |
| Net interest income | 51,926,000 | 107,643,000 | 167,629,000 | 228,938,000 |
| Noninterest income | 20,962,000 | 40,578,000 | 135,815,000 | 411,867,000 |
| Noninterest expense | 36,953,000 | 100,035,000 | 217,637,000 | 526,947,000 |
| Provision for loan losses | 6,194,000 | 12,139,000 | 19,391,000 | 26,611,000 |
| Pretax income | 30,299,000 | 36,372,000 | 66,827,000 | 87,484,000 |
| Income tax | 8,218,000 | 11,612,000 | 22,639,000 | 30,254,000 |
| Net income | 22,081,000 | 24,760,000 | 44,188,000 | 57,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 361,960,000 | 364,854,000 | 349,469,000 | 362,697,000 |
| Total capital | 369,243,000 | 372,057,000 | 357,295,000 | 370,207,000 |
| Risk-weighted assets | 1,482,349,000 | 1,546,045,000 | 1,179,937,000 | 1,284,946,000 |