Call reports 2023
GREEN DOT BANK — 2023
What GREEN DOT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,841,285,000 | 3,746,734,000 | 3,843,451,000 | 3,932,353,000 |
| Total loans | 36,723,000 | 39,131,000 | 41,184,000 | 80,023,000 |
| Allowance for loan losses | 7,215,000 | 7,889,000 | 11,346,000 | 8,407,000 |
| Securities available for sale | 2,369,332,000 | 2,284,412,000 | 2,174,861,000 | 2,237,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,702,039,000 | 3,616,398,000 | 3,708,767,000 | 3,512,149,000 |
| Interest-bearing deposits | 19,793,000 | 19,336,000 | 17,752,000 | 78,387,000 |
| Noninterest-bearing deposits | 3,682,246,000 | 3,597,062,000 | 3,691,015,000 | 3,433,762,000 |
| Equity capital | 89,309,000 | 80,877,000 | 53,397,000 | 128,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 50,236,000 | 98,349,000 | 145,669,000 | 196,139,000 |
| Interest expense | 1,258,000 | 1,495,000 | 1,524,000 | 1,808,000 |
| Net interest income | 48,978,000 | 96,854,000 | 144,145,000 | 194,331,000 |
| Noninterest income | 8,960,000 | 16,004,000 | 20,772,000 | 25,870,000 |
| Noninterest expense | 17,083,000 | 32,722,000 | 50,681,000 | 97,456,000 |
| Provision for loan losses | 6,494,000 | 14,623,000 | 22,352,000 | 30,402,000 |
| Pretax income | 33,986,000 | 65,103,000 | 90,573,000 | 91,004,000 |
| Income tax | 8,863,000 | 16,365,000 | 22,367,000 | 27,120,000 |
| Net income | 25,123,000 | 48,738,000 | 68,206,000 | 63,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 364,861,000 | 388,909,000 | 408,802,000 | 404,560,000 |
| Total capital | 372,076,000 | 396,798,000 | 420,148,000 | 412,967,000 |
| Risk-weighted assets | 1,181,943,000 | 1,221,103,000 | 1,365,892,000 | 1,455,160,000 |