Call reports 2022
GREEN DOT BANK — 2022
What GREEN DOT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,176,977,000 | 3,875,709,000 | 3,859,160,000 | 3,959,561,000 |
| Total loans | 32,396,000 | 32,935,000 | 34,718,000 | 61,430,000 |
| Allowance for loan losses | 6,505,000 | 7,791,000 | 7,606,000 | 8,329,000 |
| Securities available for sale | 2,168,888,000 | 2,391,350,000 | 2,393,796,000 | 2,363,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,926,035,000 | 3,694,570,000 | 3,793,092,000 | 3,794,924,000 |
| Interest-bearing deposits | 23,063,000 | 22,718,000 | 22,632,000 | 21,005,000 |
| Noninterest-bearing deposits | 3,902,972,000 | 3,671,852,000 | 3,770,460,000 | 3,773,919,000 |
| Equity capital | 170,412,000 | 120,564,000 | 25,265,000 | 77,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,504,000 | 65,740,000 | 105,880,000 | 154,507,000 |
| Interest expense | 22,000 | 53,000 | 89,000 | 201,000 |
| Net interest income | 30,482,000 | 65,687,000 | 105,791,000 | 154,306,000 |
| Noninterest income | 18,735,000 | 36,050,000 | 53,406,000 | 73,557,000 |
| Noninterest expense | 5,134,000 | 10,205,000 | 15,354,000 | 20,653,000 |
| Provision for loan losses | 7,568,000 | 16,899,000 | 26,359,000 | 35,729,000 |
| Pretax income | 36,727,000 | 74,843,000 | 115,705,000 | 169,851,000 |
| Income tax | 8,600,000 | 17,611,000 | 27,762,000 | 41,217,000 |
| Net income | 28,127,000 | 57,232,000 | 87,943,000 | 128,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 302,660,000 | 332,208,000 | 348,400,000 | 389,529,000 |
| Total capital | 309,165,000 | 339,999,000 | 356,006,000 | 397,858,000 |
| Risk-weighted assets | 925,477,000 | 1,020,510,000 | 1,146,922,000 | 1,249,466,000 |