Call reports 2021
GREEN DOT BANK — 2021
What GREEN DOT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,162,576,000 | 3,480,960,000 | 3,579,990,000 | 3,886,749,000 |
| Total loans | 28,854,000 | 34,201,000 | 37,388,000 | 50,940,000 |
| Allowance for loan losses | 1,868,000 | 6,870,000 | 7,643,000 | 7,299,000 |
| Securities available for sale | 996,216,000 | 1,090,513,000 | 1,188,217,000 | 2,115,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,866,858,000 | 3,155,609,000 | 3,230,536,000 | 3,509,123,000 |
| Interest-bearing deposits | 25,768,000 | 25,450,000 | 25,552,000 | 24,272,000 |
| Noninterest-bearing deposits | 3,841,089,000 | 3,130,160,000 | 3,204,984,000 | 3,484,851,000 |
| Equity capital | 264,260,000 | 290,673,000 | 307,255,000 | 309,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,009,000 | 22,831,000 | 46,442,000 | 74,800,000 |
| Interest expense | 25,000 | 46,000 | 66,000 | 90,000 |
| Net interest income | 6,984,000 | 22,785,000 | 46,376,000 | 74,710,000 |
| Noninterest income | 20,990,000 | 37,651,000 | 51,898,000 | 61,561,000 |
| Noninterest expense | 4,526,000 | 7,636,000 | 11,162,000 | 14,211,000 |
| Provision for loan losses | 1,543,000 | 10,103,000 | 18,703,000 | 29,333,000 |
| Pretax income | 22,429,000 | 45,513,000 | 71,913,000 | 96,394,000 |
| Income tax | 5,105,000 | 10,404,000 | 16,435,000 | 23,400,000 |
| Net income | 17,324,000 | 35,109,000 | 55,478,000 | 72,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,916,000 | 290,796,000 | 311,356,000 | 329,162,000 |
| Total capital | — | — | 318,999,000 | 336,461,000 |
| Risk-weighted assets | — | — | 626,648,000 | 808,929,000 |