Call reports 2020
GREEN DOT BANK — 2020
What GREEN DOT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,180,670,000 | 2,500,892,000 | 2,794,627,000 | 3,266,198,000 |
| Total loans | 21,068,000 | 20,314,000 | 21,230,000 | 34,242,000 |
| Allowance for loan losses | 1,303,000 | 707,000 | 772,000 | 961,000 |
| Securities available for sale | 307,525,000 | 741,341,000 | 309,374,000 | 970,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,919,961,000 | 2,225,535,000 | 2,505,720,000 | 2,953,880,000 |
| Interest-bearing deposits | 24,722,000 | 28,994,000 | 27,820,000 | 31,066,000 |
| Noninterest-bearing deposits | 1,895,239,000 | 2,196,541,000 | 2,477,900,000 | 2,922,814,000 |
| Equity capital | 237,817,000 | 248,299,000 | 258,025,000 | 269,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,403,000 | 11,555,000 | 14,628,000 | 19,353,000 |
| Interest expense | 22,000 | 47,000 | 74,000 | 100,000 |
| Net interest income | 8,381,000 | 11,508,000 | 14,554,000 | 19,253,000 |
| Noninterest income | 15,035,000 | 28,694,000 | 41,499,000 | 55,533,000 |
| Noninterest expense | 3,202,000 | 7,123,000 | 11,938,000 | 16,235,000 |
| Provision for loan losses | 196,000 | 149,000 | 390,000 | 951,000 |
| Pretax income | 20,230,000 | 38,149,000 | 48,889,000 | 63,359,000 |
| Income tax | 4,661,000 | 8,431,000 | 10,887,000 | 14,831,000 |
| Net income | 15,569,000 | 29,718,000 | 38,002,000 | 48,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,699,000 | 234,384,000 | 243,540,000 | 253,895,000 |
| Total capital | — | — | 244,312,000 | — |
| Risk-weighted assets | — | — | 281,651,000 | — |