Call reports 2019
GREEN DOT BANK — 2019
What GREEN DOT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,272,609,000 | 1,714,895,000 | 1,325,576,000 | 1,595,130,000 |
| Total loans | 20,132,000 | 22,464,000 | 22,465,000 | 37,384,000 |
| Allowance for loan losses | 1,190,000 | 1,061,000 | 1,559,000 | 1,407,000 |
| Securities available for sale | 210,579,000 | 238,985,000 | 240,220,000 | 277,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,025,541,000 | 1,433,111,000 | 1,049,947,000 | 1,315,921,000 |
| Interest-bearing deposits | 157,927,000 | 158,585,000 | 24,966,000 | 24,836,000 |
| Noninterest-bearing deposits | 1,867,615,000 | 1,274,525,000 | 1,024,981,000 | 1,291,085,000 |
| Equity capital | 201,134,000 | 214,365,000 | 225,690,000 | 217,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,296,000 | 22,554,000 | 30,971,000 | 38,786,000 |
| Interest expense | 18,000 | 38,000 | 60,000 | 82,000 |
| Net interest income | 12,278,000 | 22,516,000 | 30,911,000 | 38,704,000 |
| Noninterest income | 13,375,000 | 22,871,000 | 31,740,000 | 41,331,000 |
| Noninterest expense | 3,838,000 | 6,332,000 | 9,030,000 | 11,909,000 |
| Provision for loan losses | 731,000 | 1,170,000 | 1,817,000 | 2,541,000 |
| Pretax income | 21,217,000 | 37,919,000 | 51,846,000 | 65,612,000 |
| Income tax | 4,772,000 | 8,420,000 | 11,554,000 | 15,406,000 |
| Net income | 16,445,000 | 29,499,000 | 40,292,000 | 50,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,969,000 | 200,913,000 | 211,721,000 | 204,141,000 |
| Total capital | 190,159,000 | 201,974,000 | 213,280,000 | 205,548,000 |
| Risk-weighted assets | 347,563,000 | 352,103,000 | 207,461,000 | 246,538,000 |