Call reports 2018
GREEN DOT BANK — 2018
What GREEN DOT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,585,336,000 | 1,537,096,000 | 1,573,446,000 | 1,490,135,000 |
| Total loans | 20,165,000 | 22,802,000 | 23,250,000 | 33,328,000 |
| Allowance for loan losses | 451,000 | 1,173,000 | 1,334,000 | 1,320,000 |
| Securities available for sale | 132,673,000 | 171,029,000 | 208,875,000 | 186,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,409,178,000 | 1,348,053,000 | 1,358,600,000 | 1,269,358,000 |
| Interest-bearing deposits | 137,396,000 | 140,899,000 | 136,468,000 | 90,919,000 |
| Noninterest-bearing deposits | 1,271,783,000 | 1,207,154,000 | 1,222,132,000 | 1,178,438,000 |
| Equity capital | 157,533,000 | 165,210,000 | 173,324,000 | 183,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,537,000 | 11,533,000 | 18,089,000 | 26,016,000 |
| Interest expense | 2,000 | 31,000 | 51,000 | 74,000 |
| Net interest income | 5,535,000 | 11,502,000 | 18,038,000 | 25,942,000 |
| Noninterest income | 10,812,000 | 19,824,000 | 29,197,000 | 38,967,000 |
| Noninterest expense | 4,041,000 | 8,874,000 | 13,682,000 | 18,544,000 |
| Provision for loan losses | 268,000 | 1,234,000 | 2,270,000 | 3,272,000 |
| Pretax income | 12,038,000 | 21,218,000 | 31,283,000 | 41,556,000 |
| Income tax | 2,651,000 | 4,680,000 | 6,945,000 | 9,101,000 |
| Net income | 9,387,000 | 16,538,000 | 24,338,000 | 32,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,730,000 | 154,055,000 | 164,145,000 | 172,518,000 |
| Total capital | 148,181,000 | 155,228,000 | 165,479,000 | 173,838,000 |
| Risk-weighted assets | 200,374,000 | 236,296,000 | 295,388,000 | 171,197,000 |