Call reports 2017
GREEN DOT BANK — 2017
What GREEN DOT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,038,638,000 | 878,715,000 | 1,028,754,000 | 1,296,404,000 |
| Total loans | 7,538,000 | 9,140,000 | 20,399,000 | 18,862,000 |
| Allowance for loan losses | 281,000 | 318,000 | 237,000 | 291,000 |
| Securities available for sale | 149,240,000 | 168,907,000 | 156,421,000 | 142,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 916,676,000 | 764,778,000 | 914,879,000 | 1,169,756,000 |
| Interest-bearing deposits | 17,854,000 | 18,228,000 | 89,294,000 | 157,367,000 |
| Noninterest-bearing deposits | 898,822,000 | 746,550,000 | 825,585,000 | 1,012,390,000 |
| Equity capital | 114,752,000 | 98,331,000 | 101,683,000 | 105,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,855,000 | 7,356,000 | 10,804,000 |
| Interest expense | 16,000 | 33,000 | 77,000 | 87,000 |
| Net interest income | 2,347,000 | 4,822,000 | 7,279,000 | 10,717,000 |
| Noninterest income | 6,692,000 | 12,059,000 | 17,802,000 | 24,616,000 |
| Noninterest expense | 1,391,000 | 4,135,000 | 7,242,000 | 11,924,000 |
| Provision for loan losses | 0 | 63,000 | 135,000 | 430,000 |
| Pretax income | 7,648,000 | 12,669,000 | 17,695,000 | 22,970,000 |
| Income tax | 2,693,000 | 4,456,000 | 6,247,000 | 7,849,000 |
| Net income | 4,955,000 | 8,213,000 | 11,448,000 | 15,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,300,000 | 87,877,000 | 91,528,000 | 95,461,000 |
| Total capital | 104,581,000 | 88,195,000 | 91,765,000 | 95,752,000 |
| Risk-weighted assets | 208,862,000 | 183,205,000 | 214,002,000 | 259,312,000 |