Call reports 2016
GREEN DOT BANK — 2016
What GREEN DOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 919,313,000 | 818,262,000 | 839,709,000 | 1,028,274,000 |
| Total loans | 6,579,000 | 6,179,000 | 5,989,000 | 6,358,000 |
| Allowance for loan losses | 282,000 | 266,000 | 272,000 | 277,000 |
| Securities available for sale | 141,389,000 | 160,411,000 | 171,108,000 | 161,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,739,000 | 571,430,000 | 648,277,000 | 868,776,000 |
| Interest-bearing deposits | 21,039,000 | 21,068,000 | 21,324,000 | 19,788,000 |
| Noninterest-bearing deposits | 642,700,000 | 550,362,000 | 626,954,000 | 848,988,000 |
| Equity capital | 168,013,000 | 171,431,000 | 147,466,000 | 149,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,226,000 | 4,686,000 | 6,248,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 80,000 |
| Net interest income | 1,879,000 | 3,186,000 | 4,625,000 | 6,168,000 |
| Noninterest income | 5,805,000 | 10,199,000 | 14,497,000 | 19,233,000 |
| Noninterest expense | 1,413,000 | 2,848,000 | 4,481,000 | 7,244,000 |
| Provision for loan losses | -152,000 | -152,000 | -152,000 | -152,000 |
| Pretax income | 6,430,000 | 10,696,000 | 14,800,000 | 18,316,000 |
| Income tax | 2,331,000 | 3,869,000 | 5,385,000 | 6,735,000 |
| Net income | 4,099,000 | 6,827,000 | 9,415,000 | 11,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,118,000 | 160,866,000 | 136,194,000 | 139,491,000 |
| Total capital | 157,400,000 | 161,132,000 | 136,466,000 | 139,768,000 |
| Risk-weighted assets | 127,580,000 | 149,174,000 | 242,952,000 | 254,380,000 |