Call reports 2015
GREEN DOT BANK — 2015
What GREEN DOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 899,020,000 | 865,735,000 | 774,957,000 | 941,501,000 |
| Total loans | 7,157,000 | 6,842,000 | 7,039,000 | 6,706,000 |
| Allowance for loan losses | 342,000 | 380,000 | 419,000 | 427,000 |
| Securities available for sale | 83,919,000 | 112,844,000 | 138,759,000 | 131,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,719,000 | 686,550,000 | 579,382,000 | 717,556,000 |
| Interest-bearing deposits | 16,645,000 | 16,184,000 | 16,377,000 | 17,849,000 |
| Noninterest-bearing deposits | 709,073,000 | 670,366,000 | 563,005,000 | 699,707,000 |
| Equity capital | 150,439,000 | 157,829,000 | 160,713,000 | 163,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,007,000 | 2,965,000 | 3,922,000 |
| Interest expense | 16,000 | 32,000 | 50,000 | 68,000 |
| Net interest income | 1,004,000 | 1,975,000 | 2,915,000 | 3,854,000 |
| Noninterest income | 4,932,000 | 8,955,000 | 12,870,000 | 17,156,000 |
| Noninterest expense | 1,032,000 | 2,195,000 | 3,426,000 | 4,586,000 |
| Provision for loan losses | -80,000 | -80,000 | -80,000 | -80,000 |
| Pretax income | 4,983,000 | 8,816,000 | 12,438,000 | 16,505,000 |
| Income tax | 1,796,000 | 3,203,000 | 4,497,000 | 6,049,000 |
| Net income | 3,187,000 | 5,613,000 | 7,941,000 | 10,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,137,000 | 147,065,000 | 149,762,000 | 152,710,000 |
| Total capital | 139,479,000 | 147,445,000 | 150,181,000 | 153,137,000 |
| Risk-weighted assets | 113,684,000 | 113,268,000 | 103,182,000 | 114,032,000 |