Call reports 2014
GREEN DOT BANK — 2014
What GREEN DOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 821,301,000 | 746,435,000 | 702,237,000 | 868,816,000 |
| Total loans | 7,011,000 | 7,104,000 | 7,259,000 | 7,001,000 |
| Allowance for loan losses | 444,000 | 424,000 | 443,000 | 451,000 |
| Securities available for sale | 32,970,000 | 53,141,000 | 49,973,000 | 64,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,197,000 | 509,725,000 | 471,396,000 | 596,408,000 |
| Interest-bearing deposits | 15,520,000 | 16,021,000 | 15,481,000 | 15,991,000 |
| Noninterest-bearing deposits | 568,677,000 | 493,704,000 | 455,915,000 | 580,417,000 |
| Equity capital | 138,797,000 | 141,583,000 | 144,190,000 | 146,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,583,000 | 2,371,000 | 3,243,000 |
| Interest expense | 16,000 | 31,000 | 48,000 | 64,000 |
| Net interest income | 717,000 | 1,552,000 | 2,323,000 | 3,179,000 |
| Noninterest income | 3,793,000 | 8,001,000 | 12,100,000 | 16,402,000 |
| Noninterest expense | 1,099,000 | 2,029,000 | 3,124,000 | 4,285,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | 3,409,000 | 7,522,000 | 11,279,000 | 15,275,000 |
| Income tax | 1,257,000 | 2,773,000 | 4,047,000 | 5,475,000 |
| Net income | 2,152,000 | 4,749,000 | 7,232,000 | 9,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,626,000 | 130,349,000 | 133,025,000 | 135,786,000 |
| Total capital | 128,070,000 | 130,773,000 | 133,468,000 | 136,237,000 |
| Risk-weighted assets | 100,381,000 | 99,781,000 | 88,935,000 | 192,359,000 |