Call reports 2013
GREEN DOT BANK — 2013
What GREEN DOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 388,715,000 | 395,697,000 | 376,506,000 | 477,980,000 |
| Total loans | 7,692,000 | 7,695,000 | 6,996,000 | 7,375,000 |
| Allowance for loan losses | 464,000 | 469,000 | 473,000 | 473,000 |
| Securities available for sale | 17,535,000 | 5,640,000 | 32,068,000 | 34,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,868,000 | 245,804,000 | 234,543,000 | 306,321,000 |
| Interest-bearing deposits | 16,351,000 | 15,716,000 | 15,504,000 | 15,414,000 |
| Noninterest-bearing deposits | 235,517,000 | 230,089,000 | 219,039,000 | 290,907,000 |
| Equity capital | 64,963,000 | 68,907,000 | 69,164,000 | 81,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,179,000 | 1,708,000 | 2,412,000 |
| Interest expense | 16,000 | 33,000 | 49,000 | 65,000 |
| Net interest income | 526,000 | 1,146,000 | 1,659,000 | 2,347,000 |
| Noninterest income | 1,195,000 | 2,218,000 | 3,266,000 | 7,563,000 |
| Noninterest expense | 735,000 | 1,566,000 | 2,342,000 | 3,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 986,000 | 1,805,000 | 2,587,000 | 6,774,000 |
| Income tax | -56,000 | -121,000 | 551,000 | 2,497,000 |
| Net income | 1,042,000 | 1,926,000 | 2,036,000 | 4,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,587,000 | 57,698,000 | 57,936,000 | 70,364,000 |
| Total capital | 54,051,000 | 58,167,000 | 58,409,000 | 70,837,000 |
| Risk-weighted assets | 55,290,000 | 45,109,000 | 66,846,000 | 74,958,000 |