Call reports 2012
GREEN DOT BANK — 2012
What GREEN DOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,055,000 | 63,681,000 | 107,855,000 | 344,396,000 |
| Total loans | 9,159,000 | 8,603,000 | 7,883,000 | 8,027,000 |
| Allowance for loan losses | 0 | 311,000 | 298,000 | 475,000 |
| Securities available for sale | 4,588,000 | 3,759,000 | 3,389,000 | 22,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,724,000 | 33,191,000 | 50,101,000 | 229,277,000 |
| Interest-bearing deposits | 17,991,000 | 15,386,000 | 16,693,000 | 16,573,000 |
| Noninterest-bearing deposits | 21,732,000 | 17,805,000 | 33,409,000 | 212,704,000 |
| Equity capital | 30,074,000 | 30,164,000 | 30,568,000 | 58,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,739,000 | 2,431,000 | 3,107,000 |
| Interest expense | 14,000 | 31,000 | 50,000 | 64,000 |
| Net interest income | 756,000 | 1,708,000 | 2,381,000 | 3,043,000 |
| Noninterest income | 35,000 | 77,000 | 617,000 | 2,539,000 |
| Noninterest expense | 568,000 | 1,148,000 | 1,745,000 | 2,140,000 |
| Provision for loan losses | 0 | 361,000 | 361,000 | 531,000 |
| Pretax income | 230,000 | 294,000 | 908,000 | 2,921,000 |
| Income tax | 87,000 | 112,000 | 355,000 | 220,000 |
| Net income | 143,000 | 182,000 | 553,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,736,000 | 18,831,000 | 19,240,000 | 47,507,000 |
| Total capital | 18,736,000 | 19,010,000 | 19,391,000 | 47,982,000 |
| Risk-weighted assets | 13,784,000 | 13,408,000 | 12,111,000 | 40,745,000 |