Call reports 2011
GREEN DOT BANK — 2011
What GREEN DOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,688,000 | 35,708,000 | 42,032,000 | 68,096,000 |
| Total loans | 14,882,000 | 14,516,000 | 14,428,000 | 10,036,000 |
| Allowance for loan losses | 147,000 | 152,000 | 188,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 6,377,000 |
| Securities held to maturity | 7,411,000 | 7,201,000 | 6,297,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,199,000 | 29,619,000 | 35,923,000 | 39,108,000 |
| Interest-bearing deposits | 16,906,000 | 17,227,000 | 19,354,000 | 19,810,000 |
| Noninterest-bearing deposits | 11,293,000 | 12,392,000 | 16,569,000 | 19,298,000 |
| Equity capital | 6,359,000 | 5,957,000 | 5,970,000 | 28,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 770,000 | 1,143,000 | 89,000 |
| Interest expense | 50,000 | 101,000 | 153,000 | 11,000 |
| Net interest income | 347,000 | 669,000 | 990,000 | 78,000 |
| Noninterest income | 91,000 | 141,000 | 221,000 | 16,000 |
| Noninterest expense | 322,000 | 661,000 | 997,000 | 90,000 |
| Provision for loan losses | 50,000 | 485,000 | 536,000 | 0 |
| Pretax income | 66,000 | -336,000 | -322,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | -336,000 | -322,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,359,000 | 5,957,000 | 5,970,000 | 17,683,000 |
| Total capital | 6,506,000 | 6,109,000 | 6,158,000 | 17,683,000 |
| Risk-weighted assets | 19,326,000 | 18,996,000 | 20,174,000 | 20,425,000 |