Call reports 2010
GREEN DOT BANK — 2010
What GREEN DOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,691,000 | 34,439,000 | 36,014,000 | 35,228,000 |
| Total loans | 15,517,000 | 15,916,000 | 15,533,000 | 14,802,000 |
| Allowance for loan losses | 153,000 | 175,000 | 176,000 | 175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,062,000 | 7,456,000 | 7,382,000 | 6,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,301,000 | 27,993,000 | 29,486,000 | 28,779,000 |
| Interest-bearing deposits | 16,868,000 | 17,776,000 | 17,433,000 | 18,007,000 |
| Noninterest-bearing deposits | 10,433,000 | 10,217,000 | 12,053,000 | 10,772,000 |
| Equity capital | 6,221,000 | 6,275,000 | 6,358,000 | 6,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 881,000 | 1,293,000 | 1,688,000 |
| Interest expense | 73,000 | 141,000 | 197,000 | 250,000 |
| Net interest income | 375,000 | 740,000 | 1,096,000 | 1,438,000 |
| Noninterest income | 57,000 | 114,000 | 181,000 | 345,000 |
| Noninterest expense | 326,000 | 659,000 | 999,000 | 1,327,000 |
| Provision for loan losses | 65,000 | 100,000 | 100,000 | 330,000 |
| Pretax income | 41,000 | 95,000 | 178,000 | 126,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 19,000 |
| Net income | 35,000 | 89,000 | 172,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,221,000 | 6,275,000 | 6,358,000 | 6,293,000 |
| Total capital | 6,374,000 | 6,450,000 | 6,534,000 | 6,468,000 |
| Risk-weighted assets | 19,694,000 | 20,238,000 | 20,241,000 | 17,868,000 |