Call reports 2009
GREEN DOT BANK — 2009
What GREEN DOT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,806,000 | 32,475,000 | 34,787,000 | 34,098,000 |
| Total loans | 14,645,000 | 15,383,000 | 15,126,000 | 15,510,000 |
| Allowance for loan losses | 240,000 | 208,000 | 168,000 | 138,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,827,000 | 7,014,000 | 7,332,000 | 6,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,553,000 | 26,095,000 | 28,361,000 | 27,745,000 |
| Interest-bearing deposits | 18,418,000 | 16,840,000 | 16,709,000 | 17,440,000 |
| Noninterest-bearing deposits | 10,135,000 | 9,255,000 | 11,652,000 | 10,305,000 |
| Equity capital | 6,193,000 | 6,232,000 | 6,298,000 | 6,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 922,000 | 1,371,000 | 1,806,000 |
| Interest expense | 101,000 | 191,000 | 276,000 | 361,000 |
| Net interest income | 368,000 | 731,000 | 1,095,000 | 1,445,000 |
| Noninterest income | 66,000 | 131,000 | 199,000 | 258,000 |
| Noninterest expense | 309,000 | 674,000 | 1,003,000 | 1,352,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 213,000 |
| Pretax income | 125,000 | 188,000 | 253,000 | 138,000 |
| Income tax | 22,000 | 46,000 | 45,000 | 42,000 |
| Net income | 103,000 | 142,000 | 208,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,193,000 | 6,232,000 | 6,298,000 | 6,185,000 |
| Total capital | 6,433,000 | 6,440,000 | 6,466,000 | 6,323,000 |
| Risk-weighted assets | 19,542,000 | 19,972,000 | 19,764,000 | 19,991,000 |