Call reports 2006
GREEN DOT BANK — 2006
What GREEN DOT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,238,000 | 32,325,000 | 36,264,000 | 35,981,000 |
| Total loans | 13,871,000 | 13,540,000 | 14,382,000 | 13,219,000 |
| Allowance for loan losses | 188,000 | 179,000 | 164,000 | 224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 700,000 | 1,662,000 | 1,758,000 | 2,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,784,000 | 26,729,000 | 30,505,000 | 30,146,000 |
| Interest-bearing deposits | 13,047,000 | 12,689,000 | 15,822,000 | 17,482,000 |
| Noninterest-bearing deposits | 12,737,000 | 14,040,000 | 14,683,000 | 12,664,000 |
| Equity capital | 5,268,000 | 5,407,000 | 5,561,000 | 5,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,063,000 | 1,648,000 | 2,270,000 |
| Interest expense | 67,000 | 151,000 | 244,000 | 352,000 |
| Net interest income | 454,000 | 912,000 | 1,404,000 | 1,918,000 |
| Noninterest income | 73,000 | 141,000 | 208,000 | 260,000 |
| Noninterest expense | 293,000 | 620,000 | 915,000 | 1,391,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 160,000 |
| Pretax income | 184,000 | 383,000 | 597,000 | 627,000 |
| Income tax | 52,000 | 112,000 | 172,000 | 252,000 |
| Net income | 132,000 | 271,000 | 425,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,268,000 | 5,407,000 | 5,561,000 | 5,511,000 |
| Total capital | 5,456,000 | 5,586,000 | 5,725,000 | 5,733,000 |
| Risk-weighted assets | 17,482,000 | 17,011,000 | 18,497,000 | 17,785,000 |