Call reports 2005
GREEN DOT BANK — 2005
What GREEN DOT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,291,000 | 29,064,000 | 31,068,000 | 31,122,000 |
| Total loans | 12,519,000 | 12,304,000 | 12,167,000 | 13,668,000 |
| Allowance for loan losses | 146,000 | 146,000 | 146,000 | 171,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 700,000 | 700,000 | 700,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,206,000 | 23,890,000 | 25,807,000 | 25,782,000 |
| Interest-bearing deposits | 12,999,000 | 13,002,000 | 14,289,000 | 15,369,000 |
| Noninterest-bearing deposits | 8,207,000 | 10,888,000 | 11,518,000 | 10,413,000 |
| Equity capital | 4,966,000 | 5,052,000 | 5,113,000 | 5,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 784,000 | 1,193,000 | 1,698,000 |
| Interest expense | 37,000 | 82,000 | 128,000 | 185,000 |
| Net interest income | 336,000 | 702,000 | 1,065,000 | 1,513,000 |
| Noninterest income | 66,000 | 121,000 | 185,000 | 250,000 |
| Noninterest expense | 294,000 | 594,000 | 919,000 | 1,319,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 58,000 | 179,000 | 281,000 | 369,000 |
| Income tax | 7,000 | 43,000 | 84,000 | 149,000 |
| Net income | 51,000 | 136,000 | 197,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,966,000 | 5,052,000 | 5,113,000 | 5,136,000 |
| Total capital | 5,112,000 | 5,198,000 | 5,259,000 | 5,307,000 |
| Risk-weighted assets | 15,371,000 | 15,958,000 | 16,340,000 | 17,448,000 |