Call reports 2004
GREEN DOT BANK — 2004
What GREEN DOT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,405,000 | 28,617,000 | 29,827,000 | 28,325,000 |
| Total loans | 13,031,000 | 12,227,000 | 13,018,000 | 12,879,000 |
| Allowance for loan losses | 196,000 | 163,000 | 163,000 | 166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 650,000 | 850,000 | 600,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,363,000 | 23,558,000 | 24,801,000 | 23,291,000 |
| Interest-bearing deposits | 10,597,000 | 13,011,000 | 15,727,000 | 13,543,000 |
| Noninterest-bearing deposits | 10,766,000 | 10,547,000 | 9,074,000 | 9,748,000 |
| Equity capital | 4,911,000 | 4,973,000 | 4,934,000 | 4,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 695,000 | 1,067,000 | 1,459,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 148,000 |
| Net interest income | 313,000 | 621,000 | 956,000 | 1,311,000 |
| Noninterest income | 75,000 | 163,000 | 248,000 | 328,000 |
| Noninterest expense | 305,000 | 612,000 | 929,000 | 1,305,000 |
| Provision for loan losses | 5,000 | 5,000 | 25,000 | 55,000 |
| Pretax income | 78,000 | 167,000 | 250,000 | 279,000 |
| Income tax | 14,000 | 41,000 | 73,000 | 120,000 |
| Net income | 64,000 | 126,000 | 177,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,911,000 | 4,973,000 | 4,934,000 | 4,916,000 |
| Total capital | 5,107,000 | 5,136,000 | 5,097,000 | 5,082,000 |
| Risk-weighted assets | 15,932,000 | 15,754,000 | 16,390,000 | 16,229,000 |