Call reports 2003
GREEN DOT BANK — 2003
What GREEN DOT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,025,000 | 25,147,000 | 28,685,000 | 28,645,000 |
| Total loans | 12,994,000 | 13,434,000 | 12,603,000 | 12,361,000 |
| Allowance for loan losses | 192,000 | 192,000 | 157,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 800,000 | 600,000 | 800,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,092,000 | 20,178,000 | 23,687,000 | 23,658,000 |
| Interest-bearing deposits | 13,216,000 | 12,578,000 | 12,740,000 | 12,777,000 |
| Noninterest-bearing deposits | 7,876,000 | 7,600,000 | 10,947,000 | 10,881,000 |
| Equity capital | 4,831,000 | 4,877,000 | 4,903,000 | 4,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 786,000 | 1,149,000 | 1,506,000 |
| Interest expense | 53,000 | 102,000 | 145,000 | 183,000 |
| Net interest income | 338,000 | 684,000 | 1,004,000 | 1,323,000 |
| Noninterest income | 83,000 | 166,000 | 245,000 | 310,000 |
| Noninterest expense | 313,000 | 599,000 | 917,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 84,000 |
| Pretax income | 108,000 | 251,000 | 292,000 | 271,000 |
| Income tax | 25,000 | 72,000 | 87,000 | 102,000 |
| Net income | 83,000 | 179,000 | 205,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,831,000 | 4,877,000 | 4,903,000 | 4,847,000 |
| Total capital | 5,023,000 | 5,069,000 | 5,060,000 | 5,037,000 |
| Risk-weighted assets | 15,813,000 | 15,938,000 | 16,012,000 | 15,809,000 |