Call reports 2015
FLORIDIAN BANK — 2015
What FLORIDIAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 383,169,000 | 452,468,000 | 423,369,000 | 403,913,000 |
| Total loans | 270,160,000 | 275,590,000 | 288,838,000 | 285,577,000 |
| Allowance for loan losses | 4,685,000 | 4,685,000 | 4,719,000 | 4,423,000 |
| Securities available for sale | 73,074,000 | 75,578,000 | 86,231,000 | 84,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,207,000 | 380,051,000 | 361,462,000 | 339,915,000 |
| Interest-bearing deposits | 225,494,000 | 293,223,000 | 273,205,000 | 259,546,000 |
| Noninterest-bearing deposits | 94,713,000 | 86,828,000 | 88,257,000 | 80,369,000 |
| Equity capital | 50,502,000 | 50,369,000 | 51,005,000 | 51,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 6,985,000 | 10,515,000 | 14,340,000 |
| Interest expense | 307,000 | 655,000 | 1,051,000 | 1,430,000 |
| Net interest income | 3,188,000 | 6,330,000 | 9,464,000 | 12,910,000 |
| Noninterest income | 281,000 | 736,000 | 1,044,000 | 1,286,000 |
| Noninterest expense | 2,737,000 | 5,495,000 | 8,287,000 | 11,310,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 764,000 | 1,603,000 | 2,259,000 | 3,235,000 |
| Income tax | 311,000 | 610,000 | 902,000 | 1,333,000 |
| Net income | 453,000 | 993,000 | 1,357,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,199,000 | 43,514,000 | 44,122,000 | 44,699,000 |
| Total capital | 46,936,000 | 47,488,000 | 48,134,000 | 48,615,000 |
| Risk-weighted assets | 293,254,000 | 312,450,000 | 315,772,000 | 308,565,000 |