Call reports 2014
FLORIDIAN BANK — 2014
What FLORIDIAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,438,000 | 388,046,000 | 406,232,000 | 399,673,000 |
| Total loans | 111,295,000 | 259,252,000 | 272,689,000 | 273,235,000 |
| Allowance for loan losses | 1,492,000 | 4,847,000 | 4,593,000 | 4,682,000 |
| Securities available for sale | 13,330,000 | 56,517,000 | 56,688,000 | 73,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,393,000 | 327,096,000 | 342,576,000 | 335,657,000 |
| Interest-bearing deposits | 106,857,000 | 248,897,000 | 248,730,000 | 242,462,000 |
| Noninterest-bearing deposits | 37,536,000 | 78,199,000 | 93,846,000 | 93,195,000 |
| Equity capital | 14,710,000 | 49,781,000 | 50,032,000 | 49,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 6,741,000 | 10,197,000 | 13,535,000 |
| Interest expense | 130,000 | 674,000 | 1,033,000 | 1,376,000 |
| Net interest income | 1,241,000 | 6,067,000 | 9,164,000 | 12,159,000 |
| Noninterest income | 87,000 | 723,000 | 1,611,000 | 2,703,000 |
| Noninterest expense | 1,199,000 | 5,708,000 | 8,852,000 | 12,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 1,087,000 | 1,958,000 | 2,601,000 |
| Income tax | 2,000 | -10,190,000 | -9,879,000 | -9,994,000 |
| Net income | 127,000 | 11,277,000 | 11,837,000 | 12,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,170,000 | 41,018,000 | 41,859,000 | 44,578,000 |
| Total capital | 16,662,000 | 44,716,000 | 45,722,000 | 48,430,000 |
| Risk-weighted assets | 126,846,000 | 294,708,000 | 308,272,000 | 307,309,000 |