Call reports 2013
FLORIDIAN BANK — 2013
What FLORIDIAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,512,000 | 129,852,000 | 135,142,000 | 140,265,000 |
| Total loans | 99,808,000 | 102,048,000 | 108,364,000 | 110,422,000 |
| Allowance for loan losses | 2,247,000 | 2,248,000 | 2,248,000 | 1,486,000 |
| Securities available for sale | 13,826,000 | 12,782,000 | 14,275,000 | 13,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,208,000 | 114,867,000 | 119,815,000 | 122,729,000 |
| Interest-bearing deposits | 92,232,000 | 86,566,000 | 89,328,000 | 88,502,000 |
| Noninterest-bearing deposits | 28,976,000 | 28,301,000 | 30,487,000 | 34,227,000 |
| Equity capital | 14,111,000 | 13,721,000 | 13,984,000 | 14,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,506,000 | 3,912,000 | 5,486,000 |
| Interest expense | 126,000 | 247,000 | 361,000 | 476,000 |
| Net interest income | 1,089,000 | 2,259,000 | 3,551,000 | 5,010,000 |
| Noninterest income | 68,000 | 155,000 | 236,000 | 320,000 |
| Noninterest expense | 1,196,000 | 2,349,000 | 3,431,000 | 4,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -37,000 | 54,000 | 307,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -37,000 | 54,000 | 307,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,192,000 | 14,310,000 | 14,580,000 | 15,026,000 |
| Total capital | 15,541,000 | 15,685,000 | 16,041,000 | 16,512,000 |
| Risk-weighted assets | 107,493,000 | 109,165,000 | 116,085,000 | 125,041,000 |