Call reports 2012
FLORIDIAN BANK — 2012
What FLORIDIAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 144,121,000 | 137,735,000 | 147,008,000 | 138,694,000 |
| Total loans | 105,642,000 | 104,815,000 | 106,255,000 | 105,813,000 |
| Allowance for loan losses | 1,850,000 | 1,978,000 | 2,125,000 | 2,272,000 |
| Securities available for sale | 14,814,000 | 15,994,000 | 17,561,000 | 16,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,681,000 | 118,037,000 | 131,819,000 | 123,337,000 |
| Interest-bearing deposits | 90,094,000 | 90,328,000 | 92,134,000 | 91,091,000 |
| Noninterest-bearing deposits | 33,587,000 | 27,709,000 | 39,685,000 | 32,246,000 |
| Equity capital | 13,802,000 | 12,973,000 | 14,287,000 | 14,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,843,000 | 4,157,000 | 5,457,000 |
| Interest expense | 189,000 | 372,000 | 510,000 | 644,000 |
| Net interest income | 1,275,000 | 2,471,000 | 3,647,000 | 4,813,000 |
| Noninterest income | 136,000 | 248,000 | 370,000 | 467,000 |
| Noninterest expense | 936,000 | 2,059,000 | 3,201,000 | 4,414,000 |
| Provision for loan losses | 384,000 | 495,000 | 359,000 | 506,000 |
| Pretax income | 91,000 | 503,000 | 779,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 78,000 |
| Net income | 91,000 | 503,000 | 779,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,612,000 | 13,013,000 | 14,352,000 | 14,204,000 |
| Total capital | 15,084,000 | 14,443,000 | 15,773,000 | 15,611,000 |
| Risk-weighted assets | 117,401,000 | 113,815,000 | 112,965,000 | 111,496,000 |