Call reports 2011
FLORIDIAN BANK — 2011
What FLORIDIAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,817,000 | 148,995,000 | 149,647,000 | 145,833,000 |
| Total loans | 101,925,000 | 104,360,000 | 107,983,000 | 108,094,000 |
| Allowance for loan losses | 2,335,000 | 2,024,000 | 1,959,000 | 1,650,000 |
| Securities available for sale | 6,535,000 | 11,773,000 | 10,128,000 | 15,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,088,000 | 135,893,000 | 132,269,000 | 125,727,000 |
| Interest-bearing deposits | 101,166,000 | 104,018,000 | 102,689,000 | 97,882,000 |
| Noninterest-bearing deposits | 31,922,000 | 31,875,000 | 29,580,000 | 27,845,000 |
| Equity capital | 12,259,000 | 12,571,000 | 13,827,000 | 13,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,885,000 | 4,374,000 | 5,877,000 |
| Interest expense | 291,000 | 565,000 | 825,000 | 1,056,000 |
| Net interest income | 1,166,000 | 2,320,000 | 3,549,000 | 4,821,000 |
| Noninterest income | 106,000 | 240,000 | 311,000 | 425,000 |
| Noninterest expense | 1,112,000 | 2,222,000 | 3,459,000 | 4,570,000 |
| Provision for loan losses | 10,000 | 40,000 | 165,000 | 300,000 |
| Pretax income | 150,000 | 298,000 | 236,000 | 376,000 |
| Income tax | 0 | 140,000 | 165,000 | 428,000 |
| Net income | 150,000 | 158,000 | 71,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,201,000 | 12,367,000 | 13,337,000 | 13,495,000 |
| Total capital | 13,589,000 | 13,812,000 | 14,826,000 | 14,991,000 |
| Risk-weighted assets | 110,070,000 | 115,012,000 | 118,669,000 | 119,504,000 |