Call reports 2009
FLORIDIAN BANK — 2009
What FLORIDIAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,663,000 | 127,428,000 | 154,581,000 | 159,133,000 |
| Total loans | 103,428,000 | 105,373,000 | 106,154,000 | 108,775,000 |
| Allowance for loan losses | 2,562,000 | 1,327,000 | 1,352,000 | 1,994,000 |
| Securities available for sale | 9,120,000 | 9,094,000 | 32,099,000 | 31,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,584,000 | 113,219,000 | 140,329,000 | 145,504,000 |
| Interest-bearing deposits | 96,077,000 | 93,933,000 | 124,962,000 | 125,152,000 |
| Noninterest-bearing deposits | 16,507,000 | 19,286,000 | 15,367,000 | 20,352,000 |
| Equity capital | 13,837,000 | 13,815,000 | 13,812,000 | 13,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,129,000 | 4,792,000 | 6,622,000 |
| Interest expense | 572,000 | 1,113,000 | 1,731,000 | 2,366,000 |
| Net interest income | 985,000 | 2,016,000 | 3,061,000 | 4,256,000 |
| Noninterest income | 65,000 | 136,000 | 217,000 | 294,000 |
| Noninterest expense | 1,041,000 | 2,165,000 | 3,317,000 | 4,363,000 |
| Provision for loan losses | 20,000 | 40,000 | 65,000 | 707,000 |
| Pretax income | -3,000 | -45,000 | -96,000 | -512,000 |
| Income tax | -7,000 | 0 | 0 | 0 |
| Net income | 4,000 | -45,000 | -96,000 | -512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,863,000 | 13,401,000 | 13,376,000 | 12,924,000 |
| Total capital | 15,308,000 | 14,728,000 | 14,728,000 | 14,476,000 |
| Risk-weighted assets | 114,461,000 | 115,498,000 | 122,287,000 | 123,722,000 |