Call reports 2007
FLORIDIAN BANK — 2007
What FLORIDIAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,871,000 | 73,363,000 | 67,288,000 | 68,324,000 |
| Total loans | 36,336,000 | 41,400,000 | 45,513,000 | 52,813,000 |
| Allowance for loan losses | 565,000 | 670,000 | 725,000 | 725,000 |
| Securities available for sale | 5,100,000 | 5,101,000 | 2,518,000 | 5,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,211,000 | 56,874,000 | 50,867,000 | 51,965,000 |
| Interest-bearing deposits | 36,295,000 | 48,342,000 | 40,200,000 | 43,008,000 |
| Noninterest-bearing deposits | 7,916,000 | 8,532,000 | 10,667,000 | 8,957,000 |
| Equity capital | 16,508,000 | 16,360,000 | 16,287,000 | 16,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,986,000 | 3,163,000 | 4,268,000 |
| Interest expense | 353,000 | 863,000 | 1,391,000 | 1,832,000 |
| Net interest income | 540,000 | 1,123,000 | 1,772,000 | 2,436,000 |
| Noninterest income | 59,000 | 106,000 | 165,000 | 214,000 |
| Noninterest expense | 655,000 | 1,429,000 | 2,229,000 | 2,972,000 |
| Provision for loan losses | 85,000 | 190,000 | 245,000 | 245,000 |
| Pretax income | -141,000 | -390,000 | -537,000 | -567,000 |
| Income tax | -53,000 | -147,000 | -202,000 | -186,000 |
| Net income | -88,000 | -243,000 | -335,000 | -381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,511,000 | 16,363,000 | 16,276,000 | 16,235,000 |
| Total capital | 17,076,000 | 17,033,000 | 16,967,000 | 16,960,000 |
| Risk-weighted assets | 46,238,000 | 54,848,000 | 57,232,000 | 64,388,000 |