Call reports 2018
FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE — 2018
What FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 310,981,000 | 310,858,000 | 309,549,000 | 307,880,000 |
| Total loans | 141,511,000 | 140,490,000 | 139,090,000 | 140,124,000 |
| Allowance for loan losses | 1,745,000 | 1,783,000 | 1,772,000 | 1,779,000 |
| Securities available for sale | 142,009,000 | 140,715,000 | 140,539,000 | 140,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,137,000 | 249,218,000 | 246,332,000 | 238,627,000 |
| Interest-bearing deposits | 192,363,000 | 185,440,000 | 179,524,000 | 175,649,000 |
| Noninterest-bearing deposits | 62,774,000 | 63,778,000 | 66,808,000 | 62,978,000 |
| Equity capital | 31,519,000 | 31,108,000 | 30,137,000 | 33,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,525,000 | 8,407,000 | 11,246,000 |
| Interest expense | 266,000 | 557,000 | 892,000 | 1,267,000 |
| Net interest income | 2,480,000 | 4,968,000 | 7,515,000 | 9,979,000 |
| Noninterest income | 403,000 | 1,246,000 | 2,117,000 | 2,934,000 |
| Noninterest expense | 2,323,000 | 4,592,000 | 6,746,000 | 8,975,000 |
| Provision for loan losses | 75,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 509,000 | 1,487,000 | 2,691,000 | 3,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 1,487,000 | 2,691,000 | 3,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,285,000 | 34,429,000 | 34,578,000 | 34,739,000 |
| Total capital | 36,027,000 | 36,207,000 | 36,344,000 | 36,520,000 |
| Risk-weighted assets | 161,546,000 | 160,162,000 | 160,086,000 | 160,165,000 |