Call reports 2017
FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE — 2017
What FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 289,478,000 | 337,892,000 | 326,646,000 | 321,457,000 |
| Total loans | 129,761,000 | 155,934,000 | 150,745,000 | 147,960,000 |
| Allowance for loan losses | 1,642,000 | 1,680,000 | 1,736,000 | 1,706,000 |
| Securities available for sale | 130,472,000 | 144,723,000 | 145,304,000 | 143,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,855,000 | 259,473,000 | 253,557,000 | 255,763,000 |
| Interest-bearing deposits | 168,444,000 | 196,187,000 | 192,158,000 | 194,855,000 |
| Noninterest-bearing deposits | 55,411,000 | 63,286,000 | 61,399,000 | 60,908,000 |
| Equity capital | 30,923,000 | 36,933,000 | 36,782,000 | 34,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,467,000 | 5,127,000 | 8,180,000 | 11,072,000 |
| Interest expense | 239,000 | 492,000 | 770,000 | 1,042,000 |
| Net interest income | 2,228,000 | 4,635,000 | 7,410,000 | 10,030,000 |
| Noninterest income | 590,000 | 1,576,000 | 2,372,000 | 3,044,000 |
| Noninterest expense | 2,097,000 | 4,410,000 | 6,901,000 | 9,192,000 |
| Provision for loan losses | 91,000 | 273,000 | 378,000 | 483,000 |
| Pretax income | 728,000 | 1,749,000 | 2,766,000 | 3,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,749,000 | 2,766,000 | 3,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,338,000 | 35,071,000 | 35,251,000 | 34,818,000 |
| Total capital | 32,980,000 | 36,749,000 | 36,988,000 | 36,524,000 |
| Risk-weighted assets | 148,433,000 | 173,813,000 | 168,300,000 | 166,199,000 |