Call reports 2002
FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE — 2002
What FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC., THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 153,287,000 | 155,237,000 | 154,021,000 | 159,084,000 |
| Total loans | 88,146,000 | 87,318,000 | 87,252,000 | 86,354,000 |
| Allowance for loan losses | 1,003,000 | 980,000 | 971,000 | 978,000 |
| Securities available for sale | 47,605,000 | 43,634,000 | 52,164,000 | 48,697,000 |
| Securities held to maturity | 2,536,000 | 2,490,000 | 2,489,000 | 2,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,850,000 | 119,658,000 | 119,578,000 | 125,516,000 |
| Interest-bearing deposits | 95,760,000 | 96,527,000 | 96,103,000 | 101,100,000 |
| Noninterest-bearing deposits | 23,090,000 | 23,131,000 | 23,475,000 | 24,416,000 |
| Equity capital | 16,764,000 | 17,644,000 | 18,461,000 | 18,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,466,000 | 4,869,000 | 7,231,000 | 9,574,000 |
| Interest expense | 683,000 | 1,287,000 | 1,871,000 | 2,405,000 |
| Net interest income | 1,783,000 | 3,582,000 | 5,360,000 | 7,169,000 |
| Noninterest income | 196,000 | 409,000 | 628,000 | 843,000 |
| Noninterest expense | 1,221,000 | 2,377,000 | 3,469,000 | 4,672,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 662,000 | 1,458,000 | 2,333,000 | 3,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,458,000 | 2,333,000 | 3,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,755,000 | 16,864,000 | 17,010,000 | 17,006,000 |
| Total capital | 17,758,000 | 17,844,000 | 17,981,000 | 17,984,000 |
| Risk-weighted assets | 88,275,000 | 87,913,000 | 88,781,000 | 87,590,000 |
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