Call reports 2016
ANCHOR BANK, NATIONAL ASSOCIATION — 2016
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,924,513,000 | 1,981,510,000 | 2,012,877,000 | 2,023,593,000 |
| Total loans | 1,408,440,000 | 1,468,018,000 | 1,516,245,000 | 1,511,377,000 |
| Allowance for loan losses | 16,952,000 | 17,817,000 | 18,541,000 | 19,983,000 |
| Securities available for sale | 319,671,000 | 291,660,000 | 277,412,000 | 268,852,000 |
| Securities held to maturity | 64,675,000 | 85,603,000 | 84,062,000 | 89,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,678,301,000 | 1,616,363,000 | 1,694,671,000 | 1,765,501,000 |
| Interest-bearing deposits | 1,157,089,000 | 1,106,039,000 | 1,126,773,000 | 1,186,658,000 |
| Noninterest-bearing deposits | 521,212,000 | 510,324,000 | 567,898,000 | 578,843,000 |
| Equity capital | 191,787,000 | 195,597,000 | 197,935,000 | 198,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,063,000 | 34,178,000 | 51,947,000 | 70,258,000 |
| Interest expense | 888,000 | 1,809,000 | 2,733,000 | 3,615,000 |
| Net interest income | 16,175,000 | 32,369,000 | 49,214,000 | 66,643,000 |
| Noninterest income | 3,474,000 | 9,570,000 | 13,445,000 | 17,858,000 |
| Noninterest expense | 13,058,000 | 25,711,000 | 38,227,000 | 52,122,000 |
| Provision for loan losses | 817,000 | 1,635,000 | 2,452,000 | 3,825,000 |
| Pretax income | 5,768,000 | 14,585,000 | 21,985,000 | 28,610,000 |
| Income tax | 1,920,000 | 5,111,000 | 7,730,000 | 10,021,000 |
| Net income | 3,848,000 | 9,474,000 | 14,255,000 | 18,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,544,000 | 182,764,000 | 185,141,000 | 187,071,000 |
| Total capital | 208,508,000 | 212,629,000 | 215,766,000 | 219,174,000 |
| Risk-weighted assets | 1,611,268,000 | 1,675,244,000 | 1,735,454,000 | 1,743,209,000 |