Call reports 2015
ANCHOR BANK, NATIONAL ASSOCIATION — 2015
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,547,709,000 | 1,904,731,000 | 1,950,918,000 | 1,962,279,000 |
| Total loans | 1,089,279,000 | 1,426,888,000 | 1,422,824,000 | 1,409,916,000 |
| Allowance for loan losses | 14,042,000 | 14,732,000 | 15,622,000 | 16,393,000 |
| Securities available for sale | 275,589,000 | 294,793,000 | 310,287,000 | 324,231,000 |
| Securities held to maturity | 45,212,000 | 44,052,000 | 53,596,000 | 68,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,359,047,000 | 1,688,179,000 | 1,720,369,000 | 1,709,272,000 |
| Interest-bearing deposits | 945,851,000 | 1,168,606,000 | 1,178,309,000 | 1,197,136,000 |
| Noninterest-bearing deposits | 413,196,000 | 519,573,000 | 542,060,000 | 512,136,000 |
| Equity capital | 139,569,000 | 173,498,000 | 186,704,000 | 189,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,240,000 | 30,037,000 | 47,359,000 | 64,745,000 |
| Interest expense | 551,000 | 1,315,000 | 2,101,000 | 3,002,000 |
| Net interest income | 12,689,000 | 28,722,000 | 45,258,000 | 61,743,000 |
| Noninterest income | 3,294,000 | 6,542,000 | 11,429,000 | 14,910,000 |
| Noninterest expense | 11,028,000 | 26,965,000 | 39,471,000 | 52,520,000 |
| Provision for loan losses | 369,000 | 898,000 | 1,771,000 | 2,632,000 |
| Pretax income | 4,795,000 | 7,598,000 | 15,642,000 | 21,698,000 |
| Income tax | 1,584,000 | 2,347,000 | 5,300,000 | 7,434,000 |
| Net income | 3,211,000 | 5,251,000 | 10,342,000 | 14,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,559,000 | 159,131,000 | 172,095,000 | 178,801,000 |
| Total capital | 152,601,000 | 173,863,000 | 187,717,000 | 207,194,000 |
| Risk-weighted assets | 1,243,612,000 | 1,608,336,000 | 1,606,904,000 | 1,606,091,000 |