Call reports 2012
ANCHOR BANK, NATIONAL ASSOCIATION — 2012
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,318,361,000 | 1,303,159,000 | 1,371,843,000 | 1,394,029,000 |
| Total loans | 914,870,000 | 941,068,000 | 962,458,000 | 938,527,000 |
| Allowance for loan losses | 17,536,000 | 17,029,000 | 17,948,000 | 14,986,000 |
| Securities available for sale | 264,121,000 | 269,671,000 | 269,136,000 | 282,152,000 |
| Securities held to maturity | 3,416,000 | 3,414,000 | 3,412,000 | 3,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,145,889,000 | 1,125,958,000 | 1,199,283,000 | 1,230,225,000 |
| Interest-bearing deposits | 854,199,000 | 842,725,000 | 882,798,000 | 895,576,000 |
| Noninterest-bearing deposits | 291,690,000 | 283,233,000 | 316,485,000 | 334,649,000 |
| Equity capital | 121,774,000 | 122,878,000 | 125,874,000 | 125,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,713,000 | 27,500,000 | 41,210,000 | 54,559,000 |
| Interest expense | 1,289,000 | 2,496,000 | 3,588,000 | 4,579,000 |
| Net interest income | 12,424,000 | 25,004,000 | 37,622,000 | 49,980,000 |
| Noninterest income | 3,597,000 | 5,287,000 | 9,556,000 | 13,439,000 |
| Noninterest expense | 10,207,000 | 19,877,000 | 29,389,000 | 39,203,000 |
| Provision for loan losses | 1,785,000 | 3,970,000 | 5,755,000 | 7,540,000 |
| Pretax income | 4,051,000 | 6,505,000 | 12,326,000 | 17,003,000 |
| Income tax | 1,328,000 | 1,991,000 | 4,029,000 | 5,561,000 |
| Net income | 2,723,000 | 4,514,000 | 8,297,000 | 11,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,395,000 | 118,941,000 | 121,477,000 | 121,877,000 |
| Total capital | 131,004,000 | 131,742,000 | 134,862,000 | 134,973,000 |
| Risk-weighted assets | 1,003,799,000 | 1,019,835,000 | 1,066,205,000 | 1,045,774,000 |