Call reports 2007
ANCHOR BANK, NATIONAL ASSOCIATION — 2007
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 442,548,000 | 437,173,000 | 446,191,000 | 464,067,000 |
| Total loans | 345,684,000 | 348,950,000 | 362,751,000 | 378,974,000 |
| Allowance for loan losses | 4,322,000 | 4,455,000 | 4,671,000 | 4,476,000 |
| Securities available for sale | 48,991,000 | 50,628,000 | 56,615,000 | 56,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,045,000 | 395,572,000 | 391,389,000 | 395,879,000 |
| Interest-bearing deposits | 304,167,000 | 300,531,000 | 291,811,000 | 297,798,000 |
| Noninterest-bearing deposits | 96,878,000 | 95,041,000 | 99,577,000 | 98,081,000 |
| Equity capital | 37,805,000 | 38,100,000 | 38,109,000 | 39,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,203,000 | 14,535,000 | 22,085,000 | 29,939,000 |
| Interest expense | 2,336,000 | 4,634,000 | 7,095,000 | 9,546,000 |
| Net interest income | 4,867,000 | 9,901,000 | 14,990,000 | 20,393,000 |
| Noninterest income | 1,440,000 | 3,053,000 | 4,579,000 | 6,257,000 |
| Noninterest expense | 3,958,000 | 8,134,000 | 12,447,000 | 16,693,000 |
| Provision for loan losses | 216,000 | 431,000 | 647,000 | 863,000 |
| Pretax income | 2,133,000 | 4,389,000 | 6,475,000 | 8,922,000 |
| Income tax | 814,000 | 1,672,000 | 2,459,000 | 3,394,000 |
| Net income | 1,319,000 | 2,717,000 | 4,016,000 | 5,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,724,000 | 38,317,000 | 37,997,000 | 38,796,000 |
| Total capital | 42,046,000 | 42,772,000 | 42,668,000 | 43,272,000 |
| Risk-weighted assets | 384,809,000 | 389,663,000 | 405,919,000 | 422,032,000 |