Call reports 2005
ANCHOR BANK, NATIONAL ASSOCIATION — 2005
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 313,243,000 | 322,921,000 | 320,051,000 | 322,111,000 |
| Total loans | 248,242,000 | 260,321,000 | 256,258,000 | 260,839,000 |
| Allowance for loan losses | 2,991,000 | 3,082,000 | 3,198,000 | 3,181,000 |
| Securities available for sale | 43,944,000 | 42,790,000 | 37,659,000 | 35,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,150,000 | 281,092,000 | 284,788,000 | 280,433,000 |
| Interest-bearing deposits | 208,628,000 | 204,188,000 | 204,506,000 | 208,887,000 |
| Noninterest-bearing deposits | 72,522,000 | 76,904,000 | 80,282,000 | 71,545,000 |
| Equity capital | 25,740,000 | 26,734,000 | 27,488,000 | 28,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,396,000 | 9,042,000 | 13,910,000 | 18,923,000 |
| Interest expense | 760,000 | 1,597,000 | 2,524,000 | 3,622,000 |
| Net interest income | 3,636,000 | 7,445,000 | 11,386,000 | 15,301,000 |
| Noninterest income | 1,188,000 | 2,461,000 | 3,714,000 | 4,941,000 |
| Noninterest expense | 2,871,000 | 5,790,000 | 8,748,000 | 12,092,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,818,000 | 3,846,000 | 5,972,000 | 7,635,000 |
| Income tax | 698,000 | 1,480,000 | 2,300,000 | 2,914,000 |
| Net income | 1,120,000 | 2,366,000 | 3,672,000 | 4,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,702,000 | 26,555,000 | 27,457,000 | 28,101,000 |
| Total capital | 28,693,000 | 29,637,000 | 30,655,000 | 31,282,000 |
| Risk-weighted assets | 269,160,000 | 284,633,000 | 285,554,000 | 289,568,000 |