Call reports 2004
ANCHOR BANK, NATIONAL ASSOCIATION — 2004
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 287,386,000 | 294,028,000 | 308,688,000 | 315,028,000 |
| Total loans | 214,998,000 | 224,725,000 | 234,646,000 | 245,180,000 |
| Allowance for loan losses | 2,679,000 | 2,792,000 | 2,891,000 | 2,858,000 |
| Securities available for sale | 41,342,000 | 48,535,000 | 44,781,000 | 50,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,373,000 | 263,979,000 | 278,151,000 | 283,264,000 |
| Interest-bearing deposits | 191,379,000 | 194,782,000 | 203,907,000 | 204,268,000 |
| Noninterest-bearing deposits | 65,994,000 | 69,197,000 | 74,244,000 | 78,996,000 |
| Equity capital | 23,091,000 | 23,236,000 | 24,151,000 | 25,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,793,000 | 7,680,000 | 11,778,000 | 16,170,000 |
| Interest expense | 479,000 | 962,000 | 1,520,000 | 2,183,000 |
| Net interest income | 3,314,000 | 6,718,000 | 10,258,000 | 13,987,000 |
| Noninterest income | 1,109,000 | 2,321,000 | 3,537,000 | 4,802,000 |
| Noninterest expense | 2,582,000 | 5,227,000 | 7,966,000 | 10,769,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,721,000 | 3,663,000 | 5,554,000 | 7,615,000 |
| Income tax | 666,000 | 1,423,000 | 2,153,000 | 2,957,000 |
| Net income | 1,055,000 | 2,240,000 | 3,401,000 | 4,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,391,000 | 23,063,000 | 23,737,000 | 25,007,000 |
| Total capital | 25,070,000 | 25,855,000 | 26,634,000 | 27,874,000 |
| Risk-weighted assets | 233,986,000 | 245,695,000 | 256,287,000 | 265,987,000 |