Call reports 2003
ANCHOR BANK, NATIONAL ASSOCIATION — 2003
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 258,649,000 | 273,241,000 | 276,032,000 | 275,386,000 |
| Total loans | 177,186,000 | 190,161,000 | 202,661,000 | 210,519,000 |
| Allowance for loan losses | 2,338,000 | 2,449,000 | 2,637,000 | 2,559,000 |
| Securities available for sale | 45,207,000 | 49,919,000 | 42,817,000 | 44,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,295,000 | 247,032,000 | 250,702,000 | 247,685,000 |
| Interest-bearing deposits | 181,384,000 | 181,728,000 | 187,630,000 | 189,477,000 |
| Noninterest-bearing deposits | 54,911,000 | 65,304,000 | 63,072,000 | 58,208,000 |
| Equity capital | 19,966,000 | 20,662,000 | 21,336,000 | 21,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,602,000 | 7,211,000 | 11,042,000 | 14,857,000 |
| Interest expense | 698,000 | 1,308,000 | 1,857,000 | 2,372,000 |
| Net interest income | 2,904,000 | 5,903,000 | 9,185,000 | 12,485,000 |
| Noninterest income | 1,047,000 | 2,164,000 | 3,324,000 | 4,106,000 |
| Noninterest expense | 2,236,000 | 4,668,000 | 7,271,000 | 9,819,000 |
| Provision for loan losses | 120,000 | 240,000 | 435,000 | 480,000 |
| Pretax income | 1,733,000 | 3,297,000 | 5,119,000 | 6,610,000 |
| Income tax | 668,000 | 1,266,000 | 1,968,000 | 2,538,000 |
| Net income | 1,065,000 | 2,031,000 | 3,151,000 | 4,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,329,000 | 19,795,000 | 20,915,000 | 21,336,000 |
| Total capital | 21,667,000 | 22,244,000 | 23,552,000 | 23,895,000 |
| Risk-weighted assets | 200,446,000 | 211,762,000 | 221,504,000 | 229,337,000 |