Call reports 2002
ANCHOR BANK, NATIONAL ASSOCIATION — 2002
What ANCHOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,561,000 | 220,608,000 | 232,524,000 | 253,258,000 |
| Total loans | 150,611,000 | 154,287,000 | 157,708,000 | 173,370,000 |
| Allowance for loan losses | 1,971,000 | 2,118,000 | 2,198,000 | 2,219,000 |
| Securities available for sale | 45,927,000 | 42,950,000 | 50,042,000 | 49,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,695,000 | 201,578,000 | 211,433,000 | 232,293,000 |
| Interest-bearing deposits | 162,941,000 | 158,662,000 | 164,996,000 | 174,225,000 |
| Noninterest-bearing deposits | 37,754,000 | 42,916,000 | 46,437,000 | 58,068,000 |
| Equity capital | 15,615,000 | 17,032,000 | 18,336,000 | 19,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,358,000 | 6,840,000 | 10,515,000 | 14,172,000 |
| Interest expense | 933,000 | 1,773,000 | 2,593,000 | 3,349,000 |
| Net interest income | 2,425,000 | 5,067,000 | 7,922,000 | 10,823,000 |
| Noninterest income | 614,000 | 1,292,000 | 2,050,000 | 2,985,000 |
| Noninterest expense | 1,578,000 | 3,228,000 | 5,004,000 | 7,207,000 |
| Provision for loan losses | 120,000 | 275,000 | 425,000 | 475,000 |
| Pretax income | 1,341,000 | 2,856,000 | 4,543,000 | 6,126,000 |
| Income tax | 475,000 | 1,013,000 | 1,731,000 | 2,423,000 |
| Net income | 866,000 | 1,843,000 | 2,812,000 | 3,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,392,000 | 16,361,000 | 17,339,000 | 18,230,000 |
| Total capital | 17,363,000 | 18,461,000 | 19,537,000 | 20,449,000 |
| Risk-weighted assets | 160,444,000 | 168,015,000 | 177,389,000 | 195,235,000 |