Call reports 2005
DALLAS NATIONAL BANK — 2005
What DALLAS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,941,000 | 84,842,000 | 81,935,000 | 81,607,000 |
| Total loans | 39,768,000 | 40,512,000 | 40,671,000 | 39,358,000 |
| Allowance for loan losses | 378,000 | 391,000 | 436,000 | 460,000 |
| Securities available for sale | 40,172,000 | 36,184,000 | 34,773,000 | 28,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,768,000 | 69,897,000 | 66,529,000 | 69,343,000 |
| Interest-bearing deposits | 49,341,000 | 48,099,000 | 44,025,000 | 45,469,000 |
| Noninterest-bearing deposits | 22,427,000 | 21,797,000 | 22,504,000 | 23,874,000 |
| Equity capital | 6,830,000 | 7,232,000 | 7,235,000 | 7,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,248,000 | 3,385,000 | 4,572,000 |
| Interest expense | 180,000 | 377,000 | 584,000 | 776,000 |
| Net interest income | 925,000 | 1,871,000 | 2,801,000 | 3,796,000 |
| Noninterest income | 180,000 | 360,000 | 561,000 | 732,000 |
| Noninterest expense | 931,000 | 1,834,000 | 2,757,000 | 3,720,000 |
| Provision for loan losses | 16,000 | 34,000 | 80,000 | 96,000 |
| Pretax income | 157,000 | 371,000 | 535,000 | 722,000 |
| Income tax | 33,000 | 80,000 | 114,000 | 159,000 |
| Net income | 124,000 | 291,000 | 421,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,212,000 | 7,318,000 | 7,394,000 | 7,353,000 |
| Total capital | 7,590,000 | 7,709,000 | 7,830,000 | 7,813,000 |
| Risk-weighted assets | 48,770,000 | 48,373,000 | 48,153,000 | 48,269,000 |